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Jefferson County Surplus Funds List

The Jefferson County, KY surplus funds list is not currently published online. Contact the Master Commissioner, Jefferson Circuit Court directly to request the current list of excess proceeds. Surplus funds (also called overbid money or unclaimed overages) are created when a property sells at auction for more than the debt owed.

Official Jefferson County Surplus Funds List

By request

Department: Master Commissioner, Jefferson Circuit Court

Phone: (502) 574-5934

Surplus from foreclosure sales handled by the Master Commissioner. Not published online.

Surplus Funds Law in Kentucky

These statewide rules govern how surplus funds are handled in Jefferson County and every other Kentucky county. Verify the current deadline before you file:

Sale type
Tax lien state — liens are sold; surplus arises at later deed/foreclosure stages.
Who holds the funds
The court-appointed Master Commissioner conducting the judicial sale holds the excess and pays it over to the defendant/former owner whose property was sold (KRS 426.500).
Claim window
KRS 426.500 sets no claim deadline; under KRS 393A.040(9) court-held funds may be paid to the Kentucky State Treasurer 1 year after they become distributable and no later than 5 years, after which the owner may claim from the Treasurer indefinitely (custodial state, no permanent escheat).
Local terminology
In Kentucky, surplus funds are often called “surplus proceeds”.
Records law
Kentucky Open Records Act

Statutory summaries are research aids, not legal advice — always verify current law with the Jefferson County office or a licensed attorney.

How to Claim Surplus Funds in Jefferson County

Follow these steps to recover unclaimed excess proceeds from a property sale in Jefferson County, Kentucky.

1
Search for your funds

Contact the Master Commissioner, Jefferson Circuit Court at (502) 574-5934 to request the current surplus funds list. Ask them to search by your name or former property address.

2
Verify your eligibility

Confirm you were the property owner at the time of the tax sale or foreclosure. If the original owner has passed away, heirs can file with proper probate documentation.

3
Gather your documents

You will typically need a copy of the property deed or title, a government-issued photo ID, and proof of your current address. Heirs should also provide death certificates and probate records.

4
Submit your claim

Complete the claim form from the Master Commissioner, Jefferson Circuit Court and submit it with your supporting documents. Some counties accept claims by mail, in person, or online. Processing typically takes 30 to 90 days.

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About Jefferson County Surplus Funds

When a property in Jefferson County is sold at a tax sale or foreclosure auction for more than the amount owed, the excess amount becomes surplus funds (also referred to as excess proceeds or overbid money). These unclaimed funds are held by the Master Commissioner, Jefferson Circuit Court and belong to the former property owner or their heirs.

Many property owners do not know surplus funds exist, or that they may be entitled to claim them. A recovery professional can help locate and claim these funds on your behalf. Recovery agents typically charge between 10% and 30% of the recovered amount.

Frequently Asked Questions

How do I find the Jefferson County surplus funds list?

The Jefferson County surplus funds list is not published online. Contact the Master Commissioner, Jefferson Circuit Court at (502) 574-5934 to request the current list of unclaimed overbid funds.

How do I claim surplus funds in Jefferson County?

To claim surplus funds in Jefferson County, Kentucky: (1) verify the funds exist on the county's list, (2) gather proof of ownership such as the property deed and government ID, (3) complete the claim form from the Master Commissioner, Jefferson Circuit Court, and (4) submit your documents. Processing typically takes 30 to 90 days.

Who is eligible to claim Jefferson County surplus funds?

The former property owner at the time of sale has first priority. If the owner is deceased, legal heirs or the estate can file a claim. Subordinate lienholders such as mortgage companies or judgment creditors may also be eligible depending on their lien position.

What is the deadline to claim surplus funds in Kentucky?

In Kentucky, the statutory claim window is: KRS 426.500 sets no claim deadline; under KRS 393A.040(9) court-held funds may be paid to the Kentucky State Treasurer 1 year after they become distributable and no later than 5 years, after which the owner may claim from the Treasurer indefinitely (custodial state, no permanent escheat).. This applies to Jefferson County and every other Kentucky county. Verify the current deadline with the Master Commissioner, Jefferson Circuit Court before filing — unclaimed surplus funds can eventually escheat to the state.

Want a detailed walkthrough for Kentucky? Read our full guide: How to Find Surplus Funds in Kentucky

Disclaimer: This content is for informational purposes only and does not constitute legal, financial, or professional advice. Surplus Funds List is a technology provider and does not practice law or provide legal counsel. Data accuracy depends on the publishing county. For legal guidance regarding your specific situation, consult a licensed attorney in your state. Links to publicly available county records are provided as a convenience and do not imply endorsement or guarantee of accuracy.