Surplus Funds Blog
Guides and resources for surplus funds recovery professionals and property owners looking to understand and claim unclaimed money from tax sales and foreclosures.
Understanding Surplus Funds
What AreWhat Are Surplus Funds from a Tax Sale?Surplus funds from a tax sale are the money left over after a property sells for more than the taxes owed. Learn how they work and who can claim them.Updated Feb 10, 2026What AreWhat Are Excess Proceeds from a Foreclosure?Excess proceeds from a foreclosure are funds left after a foreclosed property sells for more than the mortgage balance. Learn what they are and how to claim them.Updated Feb 10, 2026What AreWhat Is Overbid Money from a Property Auction?Overbid money from a property auction is the amount paid above the minimum bid. Learn what overbid funds are, who can claim them, and how the process works.Updated Feb 15, 2026
How-To Guides
How ToHow to Find Surplus Funds in Your State (Free County by County Guide)Step by step guide to finding unclaimed surplus funds from tax sales and foreclosures. Free county list access across the country.Updated Feb 10, 2026How ToHow to Find Surplus Funds Lists by CountySurplus funds lists by county show who is owed money from tax sales. Learn how to search county surplus funds lists and find unclaimed property sale proceeds.Updated Feb 10, 2026How ToHow to Skip Trace Surplus Funds LeadsSkip tracing surplus funds leads helps you find former property owners owed money. Learn the best methods and tools for locating hard-to-find contacts.Updated Feb 15, 2026How ToHow to Contact Property Owners About Surplus FundsHow to contact property owners about surplus funds effectively. Learn best practices for phone calls, letters, and outreach that gets responses.Updated Feb 15, 2026How ToSurplus Funds Letter Templates | How to Write Letters That Get SignedSurplus funds letters are a proven way to reach property owners. Learn how to write effective outreach letters that get high response rates.Updated Feb 15, 2026How ToHow to Build a Surplus Funds Lead PipelineBuild a surplus funds lead pipeline that keeps your recovery business growing. Learn how to source, qualify, and manage leads from county surplus funds lists.Updated Feb 15, 2026
State-by-State Guides
State GuideHow to Find Surplus Funds in GeorgiaHow to find surplus funds in Georgia from tax sales and foreclosures. Search county lists, understand Georgia surplus funds laws, and learn how to file a claim.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in Florida: All 67 Counties (2026)Complete county by county guide to finding surplus funds in Florida. Links to every county list and direct access to surplus data.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in TexasHow to find surplus funds in Texas from tax sales and foreclosures. Search county records, understand Texas excess proceeds rules, and file your claim.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in CaliforniaHow to find surplus funds in California from tax sales and foreclosures. Learn about California excess proceeds rules and how to claim your money.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in OhioHow to find surplus funds in Ohio from tax sales and sheriff sales. Search county records for unclaimed excess proceeds and learn how to file a claim in Ohio.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in PennsylvaniaHow to find surplus funds in Pennsylvania from tax sales and sheriff sales. Learn about Pennsylvania excess proceeds and how to recover unclaimed money.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in MichiganHow to find surplus funds in Michigan from tax foreclosure sales. Search county records for unclaimed excess proceeds and learn how Michigan handles surplus funds.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in IndianaHow to find surplus funds in Indiana from tax sales and foreclosures. Learn about Indiana excess proceeds, county records, and how to file a claim.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in ArizonaHow to find surplus funds in Arizona from tax lien and tax deed sales. Search county records for unclaimed excess proceeds and learn how to claim them.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in ColoradoHow to find surplus funds in Colorado from tax sales and foreclosures. Learn about Colorado excess proceeds rules, county records, and the claims process.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in Washington StateHow to find surplus funds in Washington state from tax sales and foreclosures. Search county records and learn about claiming excess proceeds in Washington.Updated Feb 12, 2026State GuideHow to Find Surplus Funds in North CarolinaHow to find surplus funds in North Carolina from tax sales and foreclosures. Search county records and learn about claiming excess proceeds in NC.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in New JerseyHow to find surplus funds in New Jersey from tax sales and sheriff sales. Search county records and learn about claiming excess proceeds in NJ.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in New YorkHow to find surplus funds in New York from tax sales and foreclosures. Search county records and learn about claiming surplus monies in NY.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in TennesseeHow to find surplus funds in Tennessee from tax sales and foreclosures. Search county records and learn about claiming excess proceeds in TN.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in South CarolinaHow to find surplus funds in South Carolina from tax sales and foreclosures. Search county records and learn about claiming excess funds in SC.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in IllinoisHow to find surplus funds in Illinois from tax sales and foreclosures. Search county records and learn about claiming excess proceeds in IL.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in MarylandHow to find surplus funds in Maryland from tax sales and foreclosures. Search county records and learn about claiming excess proceeds in MD.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in VirginiaHow to find surplus funds in Virginia from tax sales and foreclosures. Search county records and learn about claiming excess proceeds in VA.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in MissouriHow to find surplus funds in Missouri from tax sales and foreclosures. Search county records and learn about claiming excess proceeds in MO.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in OklahomaHow to find surplus funds in Oklahoma from tax resale auctions. Search county records and learn about claiming excess proceeds in OK.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in AlabamaHow to find surplus funds in Alabama from tax sales. Search county records and learn about claiming excess proceeds in AL.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in LouisianaHow to find surplus funds in Louisiana from tax sales. Search parish records and learn about claiming excess proceeds in LA.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in KentuckyHow to find surplus funds in Kentucky from tax sales and foreclosures. Search county records and learn about claiming excess proceeds in KY.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in ArkansasHow to find surplus funds in Arkansas from tax sales. Search county records and learn about claiming excess proceeds in AR.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in MississippiHow to find surplus funds in Mississippi from tax sales. Search county records and learn about claiming excess proceeds in MS.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in WisconsinHow to find surplus funds in Wisconsin from tax deed sales. Learn about county treasurer offices, Wisconsin surplus fund laws, and how to file a claim.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in MinnesotaHow to find surplus funds in Minnesota from tax-forfeited land sales. Learn about the Tyler v. Hennepin ruling, claim deadlines, and the $109M settlement.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in NevadaHow to find surplus funds in Nevada from tax sale excess proceeds. Learn about NRS 361.610, the one-year claim deadline, and which counties publish data online.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in OregonHow to find surplus funds in Oregon from tax foreclosure sales. Learn about Oregon HB 2089, ORS 275.275, and the Multnomah County surplus settlement.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in ConnecticutHow to find surplus funds in Connecticut from tax sale foreclosures. Connecticut handles surplus at the municipal level through Superior Court deposits.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in MassachusettsHow to find surplus funds in Massachusetts from tax title foreclosures. Learn about the 2025 surplus funds law requiring municipalities to return excess proceeds.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in South DakotaHow to find surplus funds in South Dakota from tax deed sales. Learn about SDCL 10-25-12, the 180-day claim window, and which counties publish data online.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in North DakotaHow to find surplus funds in North Dakota from tax deed sales. Learn about ND Century Code Title 57 and how county auditor/treasurers handle excess proceeds.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in VermontHow to find surplus funds in Vermont from tax sales. Vermont handles tax sales at the town level with new guardrails passed in 2024.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in WyomingHow to find surplus funds in Wyoming from tax lien sales. Learn about WY Statute 39-13-108 and the 60-day surplus claim window.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in AlaskaHow to find surplus funds in Alaska from tax foreclosure sales. Learn about AS 29.45.480, the six-month claim deadline, and how boroughs handle excess proceeds.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in Washington, D.C.How to find surplus funds in Washington, D.C. from tax lien sales. Learn about DC Code 47-1382.01 and how the Office of Tax and Revenue handles excess proceeds.Updated Mar 6, 2026State GuideHow to Find Surplus Funds in Hawaii (2026 Guide)Learn how to find and claim surplus funds from tax sales in Hawaii. Covers Honolulu, Maui, and Hawaii County with links to official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in Maine (2026 Guide)Learn how to find and claim surplus funds from tax lien foreclosures in Maine. Covers Cumberland, York, and Penobscot counties with official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in New Hampshire (2026 Guide)Learn how to find and claim surplus funds from tax deed sales in New Hampshire. Covers Hillsborough, Rockingham, and Merrimack counties.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in Montana (2026 Guide)Learn how to find and claim surplus funds from tax deed sales in Montana. Covers Yellowstone, Cascade, and Missoula counties with official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in Rhode Island (2026 Guide)Learn how to find and claim surplus funds from tax sales in Rhode Island. Covers Providence, Kent, and Washington counties with official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in Delaware (2026 Guide)Learn how to find and claim surplus funds from sheriff sales in Delaware. Covers New Castle, Sussex, and Kent counties with links to official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in Iowa (2026 Guide)Learn how to find and claim surplus funds from tax sales in Iowa. Covers Polk, Linn, and Scott counties with links to official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in Kansas (2026 Guide)Learn how to find and claim surplus funds from tax foreclosure sales in Kansas. Covers Johnson, Sedgwick, and Shawnee counties with official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in Nebraska (2026 Guide)Learn how to find and claim surplus funds from tax sales in Nebraska. Covers Douglas, Lancaster, and Sarpy counties with official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in New Mexico (2026 Guide)Learn how to find and claim surplus funds from tax sales in New Mexico. Covers Bernalillo, Dona Ana, and Santa Fe counties with official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in West Virginia (2026 Guide)Learn how to find and claim surplus funds from tax lien auctions in West Virginia. Covers Kanawha, Berkeley, and Monongalia counties with official resources.Updated Mar 7, 2026State GuideHow to Find Surplus Funds in Idaho (2026 Guide)Learn how to find and claim surplus funds from tax deed sales in Idaho. Covers Ada, Canyon, and Kootenai counties with official resources.Updated Mar 7, 2026
Business & Tools
BusinessSurplus Funds Recovery Business: The Complete Guide for 2026Surplus funds recovery business guide for 2026. Learn how to start recovering unclaimed tax sale and foreclosure proceeds as a professional service.Updated Feb 15, 2026BusinessBest CRM for Surplus Funds Recovery (2026) | Why You Need OneA CRM for surplus funds recovery helps you track leads, manage outreach, and close more claims. Learn what features matter most for recovery professionals.Updated Feb 15, 2026BusinessBest Surplus Funds Software in 2026 (Honest Comparison)The best surplus funds software compared honestly: Surplus Funds List, Excess Elite, Surplus Systems, GoHighLevel, and free options. What each does, what it costs, and how to spot white-label resellers.Updated Jul 7, 2026BusinessPower Dialer vs Manual Calling for Surplus Funds OutreachPower dialer vs manual calling for surplus funds outreach. Compare speed, cost, and effectiveness to decide which approach works best for your recovery business.Updated Feb 15, 2026BusinessE-Signatures for Surplus Funds Recovery AgreementsE-signatures for surplus funds recovery agreements speed up the signing process and help you close claims faster. Learn how digital signing works for recovery contracts.Updated Feb 15, 2026BusinessBest Skip Tracing Tools for Surplus Funds RecoveryBest skip tracing tools for surplus funds recovery help you find property owners fast. Compare features, accuracy, and pricing for top skip tracing services.Updated Feb 15, 2026Recovery ProsHow to Find a Surplus Funds AttorneyMost general practice attorneys have never handled a surplus funds case. Here are the practical ways recovery pros and former property owners find attorneys who actually do this work, including court dockets, attorney directories, and forums.Updated Apr 25, 2026BusinessSurplus Funds Agent Salary (2026)How much surplus funds recovery agents earn per claim and per year. Real numbers on fee structures, claim sizes, and what affects your income in this business.Updated Mar 6, 2026BusinessStart a Surplus Funds BusinessStep-by-step guide to starting a surplus funds recovery business from scratch. No license, no experience, and minimal startup costs required in most states.Updated Mar 6, 2026BusinessBest States for Surplus Funds Recovery in 2026 (Ranked)We analyzed all 50 states. Here are the top 10 for surplus recovery in 2026, ranked by surplus availability and recovery potential.Updated Mar 6, 2026BusinessSurplus Funds Fee Agreement: What to Include and How to Get It SignedFree surplus funds fee agreement template. Learn what clauses to include, typical fee structures, and how to get contracts signed fast with e-signatures.Updated Mar 6, 2026BusinessSurplus Funds Recovery vs Heir Search: Which Business Is Better?Compare surplus funds recovery and heir search businesses side by side. Learn the differences in startup costs, income potential, difficulty, and which is better for beginners.Updated Mar 6, 2026BusinessSurplus Funds Virtual Assistant GuideEverything you need to know about hiring a virtual assistant for surplus funds recovery. What tasks to delegate, when to hire, and how a VA scales your business.Updated Mar 7, 2026BusinessWhy Your Surplus Funds Recovery Business Needs a WebsiteHow a professional website helps your surplus funds recovery business build trust, close more deals, and get found online. What pages to include and common mistakes to avoid.Updated Mar 7, 2026Business GuideHow to Form an LLC for Your Surplus Funds Recovery BusinessStep-by-step guide to forming an LLC for surplus funds recovery. Learn about liability protection, costs, formation services, and setting up your business properly.Updated Mar 10, 2026Business Guide10DLC Registration Guide: How to Register for Business TextingComplete 10DLC registration guide for 2026. Learn how to register your brand and campaign, write compliant SMS messages, set up your website contact form, privacy policy, and terms of service.Updated Mar 18, 2026
For Property Owners
Property OwnerYou Might Be Owed Money from a Tax Sale: Here's How to CheckYou might be owed money from a tax sale if your property sold for more than the taxes owed. Learn how to check for unclaimed surplus funds in your name.Updated Feb 15, 2026Property OwnerHow to Claim Surplus Funds Without Hiring AnyoneClaim surplus funds yourself without hiring a recovery company. Step-by-step guide to filing your own claim for unclaimed tax sale or foreclosure proceeds.Updated Feb 15, 2026Property OwnerIs Someone Contacting You About Surplus Funds? Here's What to KnowSomeone contacting you about surplus funds might be a legitimate recovery professional. Learn how to tell the difference between real offers and scams.Updated Feb 15, 2026Property OwnerHow Long Do You Have to Claim Surplus Funds?How long you have to claim surplus funds depends on your state. Learn about claim deadlines, what happens to unclaimed money, and why timing matters.Updated Feb 15, 2026Property OwnerHow Long Does It Take to Get Surplus Funds?Once you submit a surplus funds claim, processing usually takes 30 to 90 days. Learn what determines the timeline, what slows claims down, and how to avoid the common delays.Updated Apr 25, 2026Property OwnerWhat Is a Surplus Funds Recovery Company?A surplus funds recovery company helps former property owners claim money owed from tax sales and foreclosures. Learn how they work and what to expect.Updated Feb 15, 2026Property OwnerIs Surplus Funds Recovery a Scam? Red Flags to Watch ForLearn how to tell the difference between legitimate surplus funds recovery services and scams. Know the red flags, verify claims, and protect yourself.Updated Mar 10, 2026Property OwnerHow Much Does Surplus Funds Recovery Cost? Fee Guide for 2026Surplus funds recovery fees typically range from 10-35% of the recovered amount. Learn what to expect, how fees work, and how to negotiate a lower rate.Updated Mar 10, 2026Property OwnerProbate and Unclaimed Surplus Funds: What Heirs Need to KnowWhen a property owner passes away, heirs can claim surplus funds from tax sales and foreclosures. Learn the probate process, required documents, and deadlines.Updated Mar 10, 2026