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Middlesex (Cambridge) County Surplus Funds List

The Middlesex (Cambridge) County, MA surplus funds list is not currently published online. Contact the Municipal Treasurer/Collector (varies by city/town) directly to request the current list of excess proceeds. Surplus funds (also called overbid money or unclaimed overages) are created when a property sells at auction for more than the debt owed.

Official Middlesex (Cambridge) County Surplus Funds List

Contact Required

Department: Municipal Treasurer/Collector (varies by city/town)

Phone: (617) 679-6300

No county-level treasurer for tax matters; each municipality manages its own tax liens and foreclosures. Claims for excess equity must be submitted to the foreclosing municipality per MGL Chapter 60.

Surplus Funds Law in Massachusetts

These statewide rules govern how surplus funds are handled in Middlesex (Cambridge) County and every other Massachusetts county. Verify the current deadline before you file:

Sale type
Redeemable deed state — deeds are sold subject to a redemption period.
Who holds the funds
The judgment holder, the foreclosing municipality (city/town) or third-party tax-title holder, must hold the excess equity in a segregated interest-bearing escrow account (G.L. c. 60, § 64A(e)).
Claim window
Excess equity unclaimed within 19 months of a sale or appraisal is disposed of as abandoned/unclaimed property under G.L. c. 200A (then held by the State Treasurer, subject to escheat); a party disputing the written itemized accounting may file a complaint in Superior Court not more than 12 months after the notice of that accounting (G.L. c. 60, § 64A(e)-(f)).
Finder-fee rules
10% cap on fees to recover the funds once turned over to the State Treasurer as unclaimed property, with recovery agreements unenforceable if made within 24 months of delivery/payment to the Treasurer (G.L. c. 200A, § 13); no statutory fee cap applies while the municipality holds the excess equity in escrow (the first 19 months) under G.L. c. 60, § 64A.
Local terminology
In Massachusetts, surplus funds are often called “excess equity”.
Records law
Massachusetts Public Records Law

Statutory summaries are research aids, not legal advice — always verify current law with the Middlesex (Cambridge) County office or a licensed attorney.

How to Claim Surplus Funds in Middlesex (Cambridge) County

Follow these steps to recover unclaimed excess proceeds from a property sale in Middlesex (Cambridge) County, Massachusetts.

1
Search for your funds

Contact the Municipal Treasurer/Collector (varies by city/town) at (617) 679-6300 to request the current surplus funds list. Ask them to search by your name or former property address.

2
Verify your eligibility

Confirm you were the property owner at the time of the tax sale or foreclosure. If the original owner has passed away, heirs can file with proper probate documentation.

3
Gather your documents

You will typically need a copy of the property deed or title, a government-issued photo ID, and proof of your current address. Heirs should also provide death certificates and probate records.

4
Submit your claim

Complete the claim form from the Municipal Treasurer/Collector (varies by city/town) and submit it with your supporting documents. Some counties accept claims by mail, in person, or online. Processing typically takes 30 to 90 days.

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About Middlesex (Cambridge) County Surplus Funds

When a property in Middlesex (Cambridge) County is sold at a tax sale or foreclosure auction for more than the amount owed, the excess amount becomes surplus funds (also referred to as excess proceeds or overbid money). These unclaimed funds are held by the Municipal Treasurer/Collector (varies by city/town) and belong to the former property owner or their heirs.

Many property owners do not know surplus funds exist, or that they may be entitled to claim them. A recovery professional can help locate and claim these funds on your behalf. Recovery agents typically charge between 10% and 30% of the recovered amount.

Frequently Asked Questions

How do I find the Middlesex (Cambridge) County surplus funds list?

The Middlesex (Cambridge) County surplus funds list is not published online. Contact the Municipal Treasurer/Collector (varies by city/town) at (617) 679-6300 to request the current list of unclaimed overbid funds.

How do I claim surplus funds in Middlesex (Cambridge) County?

To claim surplus funds in Middlesex (Cambridge) County, Massachusetts: (1) verify the funds exist on the county's list, (2) gather proof of ownership such as the property deed and government ID, (3) complete the claim form from the Municipal Treasurer/Collector (varies by city/town), and (4) submit your documents. Processing typically takes 30 to 90 days.

Who is eligible to claim Middlesex (Cambridge) County surplus funds?

The former property owner at the time of sale has first priority. If the owner is deceased, legal heirs or the estate can file a claim. Subordinate lienholders such as mortgage companies or judgment creditors may also be eligible depending on their lien position.

What is the deadline to claim surplus funds in Massachusetts?

In Massachusetts, the statutory claim window is: Excess equity unclaimed within 19 months of a sale or appraisal is disposed of as abandoned/unclaimed property under G.L. c. 200A (then held by the State Treasurer, subject to escheat); a party disputing the written itemized accounting may file a complaint in Superior Court not more than 12 months after the notice of that accounting (G.L. c. 60, § 64A(e)-(f)).. This applies to Middlesex (Cambridge) County and every other Massachusetts county. Verify the current deadline with the Municipal Treasurer/Collector (varies by city/town) before filing — unclaimed surplus funds can eventually escheat to the state.

Want a detailed walkthrough for Massachusetts? Read our full guide: How to Find Surplus Funds in Massachusetts

Other Massachusetts Counties

Surplus Funds Lists in Other States

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Disclaimer: This content is for informational purposes only and does not constitute legal, financial, or professional advice. Surplus Funds List is a technology provider and does not practice law or provide legal counsel. Data accuracy depends on the publishing county. For legal guidance regarding your specific situation, consult a licensed attorney in your state. Links to publicly available county records are provided as a convenience and do not imply endorsement or guarantee of accuracy.