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St. Charles County Surplus Funds List

The St. Charles County, MO surplus funds list is not currently published online. Contact the Collector of Revenue directly to request the current list of excess proceeds. Surplus funds (also called overbid money or unclaimed overages) are created when a property sells at auction for more than the debt owed.

Official St. Charles County Surplus Funds List

By request

Department: Collector of Revenue

Phone: (636) 949-7470

Annual Tax Certificate Sale held 4th Monday of August. Contact Collector for surplus claims.

View St. Charles County Tax Sale Information

Surplus Funds Law in Missouri

These statewide rules govern how surplus funds are handled in St. Charles County and every other Missouri county. Verify the current deadline before you file:

Sale type
Tax lien state — liens are sold; surplus arises at later deed/foreclosure stages.
Who holds the funds
County treasury; the sheriff or collector making the sale pays the surplus into the county treasury, held for the use and benefit of the person entitled (RSMo 140.230).
Claim window
A written claim must be filed with the county commission within 90 days after the redemption period expires (RSMo 140.230); no surplus is distributed until 90 days after redemption, and funds not distributed or called for at the end of 3 years escheat to the county's permanent school fund.
Local terminology
In Missouri, surplus funds are often called “surplus funds”.
Records law
Missouri Sunshine Law

Statutory summaries are research aids, not legal advice — always verify current law with the St. Charles County office or a licensed attorney.

How to Claim Surplus Funds in St. Charles County

Follow these steps to recover unclaimed excess proceeds from a property sale in St. Charles County, Missouri.

1
Search for your funds

Contact the Collector of Revenue at (636) 949-7470 to request the current surplus funds list. Ask them to search by your name or former property address.

2
Verify your eligibility

Confirm you were the property owner at the time of the tax sale or foreclosure. If the original owner has passed away, heirs can file with proper probate documentation.

3
Gather your documents

You will typically need a copy of the property deed or title, a government-issued photo ID, and proof of your current address. Heirs should also provide death certificates and probate records.

4
Submit your claim

Complete the claim form from the Collector of Revenue and submit it with your supporting documents. Some counties accept claims by mail, in person, or online. Processing typically takes 30 to 90 days.

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About St. Charles County Surplus Funds

When a property in St. Charles County is sold at a tax sale or foreclosure auction for more than the amount owed, the excess amount becomes surplus funds (also referred to as excess proceeds or overbid money). These unclaimed funds are held by the Collector of Revenue and belong to the former property owner or their heirs.

Many property owners do not know surplus funds exist, or that they may be entitled to claim them. A recovery professional can help locate and claim these funds on your behalf. Recovery agents typically charge between 10% and 30% of the recovered amount.

Frequently Asked Questions

How do I find the St. Charles County surplus funds list?

The St. Charles County surplus funds list is not published online. Contact the Collector of Revenue at (636) 949-7470 to request the current list of unclaimed overbid funds.

How do I claim surplus funds in St. Charles County?

To claim surplus funds in St. Charles County, Missouri: (1) verify the funds exist on the county's list, (2) gather proof of ownership such as the property deed and government ID, (3) complete the claim form from the Collector of Revenue, and (4) submit your documents. Processing typically takes 30 to 90 days.

Who is eligible to claim St. Charles County surplus funds?

The former property owner at the time of sale has first priority. If the owner is deceased, legal heirs or the estate can file a claim. Subordinate lienholders such as mortgage companies or judgment creditors may also be eligible depending on their lien position.

What is the deadline to claim surplus funds in Missouri?

In Missouri, the statutory claim window is: A written claim must be filed with the county commission within 90 days after the redemption period expires (RSMo 140.230); no surplus is distributed until 90 days after redemption, and funds not distributed or called for at the end of 3 years escheat to the county's permanent school fund.. This applies to St. Charles County and every other Missouri county. Verify the current deadline with the Collector of Revenue before filing — unclaimed surplus funds can eventually escheat to the state.

Want a detailed walkthrough for Missouri? Read our full guide: How to Find Surplus Funds in Missouri

Disclaimer: This content is for informational purposes only and does not constitute legal, financial, or professional advice. Surplus Funds List is a technology provider and does not practice law or provide legal counsel. Data accuracy depends on the publishing county. For legal guidance regarding your specific situation, consult a licensed attorney in your state. Links to publicly available county records are provided as a convenience and do not imply endorsement or guarantee of accuracy.