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Bernalillo County Surplus Funds List

The Bernalillo County, NM surplus funds list is not currently published online. Contact the County Treasurer directly to request the current list of excess proceeds. Surplus funds (also called overbid money or unclaimed overages) are created when a property sells at auction for more than the debt owed.

Official Bernalillo County Surplus Funds List

Contact Required

Department: County Treasurer

Phone: (505) 468-7031

Bernalillo County (Albuquerque) is the most populous county in New Mexico. The Treasurer handles property tax collection and delinquent tax sales; contact the office for surplus funds inquiries.

Surplus Funds Law in New Mexico

These statewide rules govern how surplus funds are handled in Bernalillo County and every other New Mexico county. Verify the current deadline before you file:

Sale type
Tax deed state — properties are sold outright at auction.
Who holds the funds
New Mexico Taxation and Revenue Department, Property Tax Division; proceeds are deposited in a suspense fund, and after the department retains costs, penalties and interest and remits delinquent taxes to the county treasurer, the balance is paid to the former owner (NMSA 1978, § 7-38-71).
Claim window
2 years from the date of sale to claim as former owner; after that the unclaimed balance is deemed abandoned property and deposited under the Uniform Unclaimed Property Act (NMSA 1978, § 7-38-71).
Finder-fee rules
No percentage cap; agreements to locate or recover the property are governed by the Uniform Unclaimed Property Act (NMSA 1978, § 7-8A-25), void if entered from the presumed-abandonment date through 48 months after delivery to the administrator, and unconscionable compensation is unenforceable.
Local terminology
In New Mexico, surplus funds are often called “excess funds”.
Records law
Inspection of Public Records Act

Statutory summaries are research aids, not legal advice — always verify current law with the Bernalillo County office or a licensed attorney.

How to Claim Surplus Funds in Bernalillo County

Follow these steps to recover unclaimed excess proceeds from a property sale in Bernalillo County, New Mexico.

1
Search for your funds

Contact the County Treasurer at (505) 468-7031 to request the current surplus funds list. Ask them to search by your name or former property address.

2
Verify your eligibility

Confirm you were the property owner at the time of the tax sale or foreclosure. If the original owner has passed away, heirs can file with proper probate documentation.

3
Gather your documents

You will typically need a copy of the property deed or title, a government-issued photo ID, and proof of your current address. Heirs should also provide death certificates and probate records.

4
Submit your claim

Complete the claim form from the County Treasurer and submit it with your supporting documents. Some counties accept claims by mail, in person, or online. Processing typically takes 30 to 90 days.

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About Bernalillo County Surplus Funds

When a property in Bernalillo County is sold at a tax sale or foreclosure auction for more than the amount owed, the excess amount becomes surplus funds (also referred to as excess proceeds or overbid money). These unclaimed funds are held by the County Treasurer and belong to the former property owner or their heirs.

Many property owners do not know surplus funds exist, or that they may be entitled to claim them. A recovery professional can help locate and claim these funds on your behalf. Recovery agents typically charge between 10% and 30% of the recovered amount.

Frequently Asked Questions

How do I find the Bernalillo County surplus funds list?

The Bernalillo County surplus funds list is not published online. Contact the County Treasurer at (505) 468-7031 to request the current list of unclaimed overbid funds.

How do I claim surplus funds in Bernalillo County?

To claim surplus funds in Bernalillo County, New Mexico: (1) verify the funds exist on the county's list, (2) gather proof of ownership such as the property deed and government ID, (3) complete the claim form from the County Treasurer, and (4) submit your documents. Processing typically takes 30 to 90 days.

Who is eligible to claim Bernalillo County surplus funds?

The former property owner at the time of sale has first priority. If the owner is deceased, legal heirs or the estate can file a claim. Subordinate lienholders such as mortgage companies or judgment creditors may also be eligible depending on their lien position.

What is the deadline to claim surplus funds in New Mexico?

In New Mexico, the statutory claim window is: 2 years from the date of sale to claim as former owner; after that the unclaimed balance is deemed abandoned property and deposited under the Uniform Unclaimed Property Act (NMSA 1978, § 7-38-71).. This applies to Bernalillo County and every other New Mexico county. Verify the current deadline with the County Treasurer before filing — unclaimed surplus funds can eventually escheat to the state.

Want a detailed walkthrough for New Mexico? Read our full guide: How to Find Surplus Funds in New Mexico (2026 Guide)

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Surplus Funds Lists in Other States

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Disclaimer: This content is for informational purposes only and does not constitute legal, financial, or professional advice. Surplus Funds List is a technology provider and does not practice law or provide legal counsel. Data accuracy depends on the publishing county. For legal guidance regarding your specific situation, consult a licensed attorney in your state. Links to publicly available county records are provided as a convenience and do not imply endorsement or guarantee of accuracy.