Westchester County Surplus Funds List
The Westchester County, NY surplus funds list is available online. Access the official excess proceeds list through the Department of Finance using the link below. Surplus funds (also called overbid money or unclaimed overages) are created when a property sells at auction for more than the debt owed.
Official Westchester County Surplus Funds List
Available OnlineDepartment: Department of Finance
Format: Web Page
Phone: (914) 995-2757
Commissioner of Finance holds surplus funds from foreclosure sales. Requires certified court order to release funds.
Surplus Funds Law in New York
These statewide rules govern how surplus funds are handled in Westchester County and every other New York county. Verify the current deadline before you file:
Statutory summaries are research aids, not legal advice — always verify current law with the Westchester County office or a licensed attorney.
How to Claim Surplus Funds in Westchester County
Follow these steps to recover unclaimed excess proceeds from a property sale in Westchester County, New York.
Visit the Department of Finance's website using the link above. Search by your name, property address, or case number to see if surplus funds exist from your property sale.
Confirm you were the property owner at the time of the tax sale or foreclosure. If the original owner has passed away, heirs can file with proper probate documentation.
You will typically need a copy of the property deed or title, a government-issued photo ID, and proof of your current address. Heirs should also provide death certificates and probate records.
Complete the claim form from the Department of Finance and submit it with your supporting documents. Some counties accept claims by mail, in person, or online. Processing typically takes 30 to 90 days.
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About Westchester County Surplus Funds
When a property in Westchester County is sold at a tax sale or foreclosure auction for more than the amount owed, the excess amount becomes surplus funds (also referred to as excess proceeds or overbid money). These unclaimed funds are held by the Department of Finance and belong to the former property owner or their heirs.
Many property owners do not know surplus funds exist, or that they may be entitled to claim them. A recovery professional can help locate and claim these funds on your behalf. Recovery agents typically charge between 10% and 30% of the recovered amount.
Frequently Asked Questions
How do I find the Westchester County surplus funds list?
The Westchester County surplus funds list is available online through the Department of Finance. Use the link on this page to access the official excess proceeds list directly.
How do I claim surplus funds in Westchester County?
To claim surplus funds in Westchester County, New York: (1) verify the funds exist on the county's list, (2) gather proof of ownership such as the property deed and government ID, (3) complete the claim form from the Department of Finance, and (4) submit your documents. Processing typically takes 30 to 90 days.
Who is eligible to claim Westchester County surplus funds?
The former property owner at the time of sale has first priority. If the owner is deceased, legal heirs or the estate can file a claim. Subordinate lienholders such as mortgage companies or judgment creditors may also be eligible depending on their lien position.
What is the deadline to claim surplus funds in New York?
In New York, the statutory claim window is: For residential property the proceeding stays open at least 3 years from confirmation of the report of sale (RPTL 1197); surplus unclaimed after that is deemed abandoned but paid to the tax district, not the state comptroller, and used to reduce its tax levy.. This applies to Westchester County and every other New York county. Verify the current deadline with the Department of Finance before filing — unclaimed surplus funds can eventually escheat to the state.
Want a detailed walkthrough for New York? Read our full guide: How to Find Surplus Funds in New York →
Other New York Counties
Surplus Funds Lists in Other States
Disclaimer: This content is for informational purposes only and does not constitute legal, financial, or professional advice. Surplus Funds List is a technology provider and does not practice law or provide legal counsel. Data accuracy depends on the publishing county. For legal guidance regarding your specific situation, consult a licensed attorney in your state. Links to publicly available county records are provided as a convenience and do not imply endorsement or guarantee of accuracy.