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Lake County Surplus Funds List

The Lake County, IN surplus funds list is not currently published online. Contact the Lake County Auditor directly to request the current list of excess proceeds. Surplus funds (also called overbid money or unclaimed overages) are created when a property sells at auction for more than the debt owed.

Official Lake County Surplus Funds List

By request

Department: Lake County Auditor

Phone: (219) 755-3155

Not published online. Contact Lake County Auditor directly.

Surplus Funds Law in Indiana

These statewide rules govern how surplus funds are handled in Lake County and every other Indiana county. Verify the current deadline before you file:

Sale type
Tax lien state — liens are sold; surplus arises at later deed/foreclosure stages.
Who holds the funds
County Auditor (tax sale surplus fund, IC 6-1.1-24-7)
Claim window
3 years, then to county general fund
Local terminology
In Indiana, surplus funds are often called “tax sale surplus (overbid)”.
Records law
Indiana Access to Public Records Act (APRA)

Statutory summaries are research aids, not legal advice — always verify current law with the Lake County office or a licensed attorney.

How to Claim Surplus Funds in Lake County

Follow these steps to recover unclaimed excess proceeds from a property sale in Lake County, Indiana.

1
Search for your funds

Contact the Lake County Auditor at (219) 755-3155 to request the current surplus funds list. Ask them to search by your name or former property address.

2
Verify your eligibility

Confirm you were the property owner at the time of the tax sale or foreclosure. If the original owner has passed away, heirs can file with proper probate documentation.

3
Gather your documents

You will typically need a copy of the property deed or title, a government-issued photo ID, and proof of your current address. Heirs should also provide death certificates and probate records.

4
Submit your claim

Complete the claim form from the Lake County Auditor and submit it with your supporting documents. Some counties accept claims by mail, in person, or online. Processing typically takes 30 to 90 days.

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Prefer ready-made lists? Browse the County Database →

About Lake County Surplus Funds

When a property in Lake County is sold at a tax sale or foreclosure auction for more than the amount owed, the excess amount becomes surplus funds (also referred to as excess proceeds or overbid money). These unclaimed funds are held by the Lake County Auditor and belong to the former property owner or their heirs.

Many property owners do not know surplus funds exist, or that they may be entitled to claim them. A recovery professional can help locate and claim these funds on your behalf. Recovery agents typically charge between 10% and 30% of the recovered amount.

Frequently Asked Questions

How do I find the Lake County surplus funds list?

The Lake County surplus funds list is not published online. Contact the Lake County Auditor at (219) 755-3155 to request the current list of unclaimed overbid funds.

How do I claim surplus funds in Lake County?

To claim surplus funds in Lake County, Indiana: (1) verify the funds exist on the county's list, (2) gather proof of ownership such as the property deed and government ID, (3) complete the claim form from the Lake County Auditor, and (4) submit your documents. Processing typically takes 30 to 90 days.

Who is eligible to claim Lake County surplus funds?

The former property owner at the time of sale has first priority. If the owner is deceased, legal heirs or the estate can file a claim. Subordinate lienholders such as mortgage companies or judgment creditors may also be eligible depending on their lien position.

What is the deadline to claim surplus funds in Indiana?

In Indiana, the statutory claim window is: 3 years, then to county general fund. This applies to Lake County and every other Indiana county. Verify the current deadline with the Lake County Auditor before filing — unclaimed surplus funds can eventually escheat to the state.

Want a detailed walkthrough for Indiana? Read our full guide: How to Find Surplus Funds in Indiana →

Disclaimer: This content is for informational purposes only and does not constitute legal, financial, or professional advice. Surplus Funds List is a technology provider and does not practice law or provide legal counsel. Data accuracy depends on the publishing county. For legal guidance regarding your specific situation, consult a licensed attorney in your state. Links to publicly available county records are provided as a convenience and do not imply endorsement or guarantee of accuracy.